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    We also highlight your rights as a borrower, explain your bankruptcy options, as well as give you an honest assessment of payday loans.Over the past decade, college costs and fees have risen 3.5% faster than inflation each year on average.The average college student won’t qualify for these rates or will be forced to sign with a cosigner.Also, many student loan rates are variable rates, which means that they can fluctuate based on changes in the market.If you max out your federal student loans and still need assistance, you may want to think about getting a private student loan as well.

    We did research on the top private student lenders and came up with some criteria by which you can judge which private student loan is the best for you.

    This means that affording college is harder than ever.

    Your financial situation might make it necessary to borrow money to pay for college.

    You will have to go to a lender that specializes in student loans or to a bank big enough to offer them.

    Before you go to a private bank or lender, though, it’s important that you take advantage of all the resources offered by the federal government.

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