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    A few days later I received an email about mobile phone insurance that the thief had apparently added to my account.

    After three trips to my carrier’s retail stores and many hours on the phone, my carrier eventually fixed all the problems and refunded the fraudulent charges.

    Media reports on mobile phone account hijacking provide more evidence of this problem.

    A 2013 Forbes article reported that the government had seized over 5,500 phones from a Michigan operation that allegedly acquired them fraudulently from AT&T, Verizon, Best Buy, Radio Shack, and Apple stores and was shipping them overseas.

    It appears she did not actually make use of either phone, suggesting her intention was to sell them for a quick profit.

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    When I asked how the store authenticated the thief, he told me that employees of stores owned by the mobile carrier would have asked for the account holder’s photo ID and the last four digits of their social security number, but if the theft occurred at another retailer, that might not have happened.

    By January 2016, that number had increased to 2,658 such incidents, representing 6.3% of all identity thefts reported to the FTC that month.

    Such thefts involved all four of the major mobile carriers.

    So, following the template provided by Identitytheft.gov, I wrote a letter to my carrier requesting all records related to the fraudulent upgrades on my account.

    After about two months my carrier sent me the records.

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