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    Mortgage debt consolidating loan companies dating across class lines

    Maybe your life has become too complicated thanks to debt balances with different due dates and multiple lenders.

    Debt consolidation can simplify your life and finances.

    However, consolidating federal student loans through the federal Direct Loan Consolidation program won’t result in an interest rate decrease.

    In fact, there’ll be a slight interest rate increase.

    These require the individual to put up a home as collateral and the loan to be less than the equity available.However, such consolidation loans have costs: fees, interest, and "points" where one point equals to one percent of the amount borrowed.In some countries, these loans may provide certain tax advantages.Maybe you have student loans with multiple servicers and different credit card balances.Or, you have multiple auto loans and mortgage payments.

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